AIFMD retail access is not one EU-wide switch. Every subscription is a compliance event — disclosure, suitability, source-of-funds, and a decision record that holds up on inspection.
Retail SoF is no longer optional. Here is how to build a risk-based workflow that triggers on the right signals, collects the right documents, and keeps the audit trail clean.
A token that starts as a MiCA crypto-asset can behave like a MiFID II financial instrument six months later. Here is what the onboarding stack needs to handle both.
Fractional real estate KYC breaks when the investor is Italian, the asset is German, and the payment comes from France. Here is how to build an onboarding stack that handles the combination.
Seychelles is not on the FATF grey list, but it has been under ESAAMLG's Enhanced Follow-up Process since 2018 — and its third mutual evaluation cycle starts in June 2025.
Seychelles KYB doesn't stop at registry verification. The IBC structure and nominee layers mean the UBO is often several steps removed — and the BO database isn't publicly accessible.
Seychelles runs KYC under the AML/CFT Act 2020, not a standalone KYC law. Here's what that means for CDD, document verification, and onboarding high-risk customer categories in practice.
When a retail investor claims moderate risk and immediately selects a high-risk position, the question isn't whether they filled out the form. It's whether the platform acted on the answer.
One KYC flow can serve 10 EU markets — but only if it supports local overlays for suitability, disclosure, and source of funds. Here's where single-stack logic breaks.
Most KYB vendors were designed around German Handelsregister logic. That assumption fails in markets where registry data is sparse, UBO disclosure is informal, and document formats vary by city.
A startup can run KYB without a compliance team — but someone still has to own the alerts. Here is what self-serve actually means operationally in 2026.
One SME onboarding workflow trying to cover both sole traders and incorporated entities will over-collect for one path and under-check the other. Here's why.