Seychelles is not on the FATF grey list, but it has been under ESAAMLG's Enhanced Follow-up Process since 2018 — and its third mutual evaluation cycle starts in June 2025.
Seychelles KYB doesn't stop at registry verification. The IBC structure and nominee layers mean the UBO is often several steps removed — and the BO database isn't publicly accessible.
Seychelles runs KYC under the AML/CFT Act 2020, not a standalone KYC law. Here's what that means for CDD, document verification, and onboarding high-risk customer categories in practice.
When a retail investor claims moderate risk and immediately selects a high-risk position, the question isn't whether they filled out the form. It's whether the platform acted on the answer.
One KYC flow can serve 10 EU markets — but only if it supports local overlays for suitability, disclosure, and source of funds. Here's where single-stack logic breaks.
Most KYB vendors were designed around German Handelsregister logic. That assumption fails in markets where registry data is sparse, UBO disclosure is informal, and document formats vary by city.
A startup can run KYB without a compliance team — but someone still has to own the alerts. Here is what self-serve actually means operationally in 2026.
One SME onboarding workflow trying to cover both sole traders and incorporated entities will over-collect for one path and under-check the other. Here's why.
Czech fintechs get into trouble not because the policy set is missing — but because the operating evidence doesn't match what the policy says
Embedded finance distributes fast. KYB still verifies slowly. Here's what breaks when the two don't align — and how to close the gap.
The cheapest time to get compliance architecture right is before launch. Here's why "we'll fix it later" rarely works out that way.
Why a Polish EMI application has to prove a workable AML operating model, not just describe one, for foreign founders in 2026.