AML
Malawi AML in 2026
Malawi never set a minimum amount for filing a suspicious transaction report. That's a design choice, not a gap — here's what it means.
AML
AML
P2P Lending Platforms: Why Investor KYC Is the Failure Point
Why source-of-funds evidence and case reconstruction for retail investors, not borrower onboarding, is where P2P lending platforms usually fail an audit.
AML
SME Lending in 2026: KYB, Director Verification, and Credit Decisioning as One Flow
Why treating entity checks, director verification, and credit approval as a relay creates gaps that surface exactly when a regulator asks for evidence.
AML
Dojah Alternative in Africa and Emerging Markets
A practical comparison for teams asking whether Dojah still fits once onboarding grows into KYB, monitoring, and regulator-facing evidence.
AML
Microloans in Eastern Europe: How AML Failures Kill Unit Economics
Why a single manual AML review can cost more than a microloan's entire margin, and how Eastern European lenders fix tiering, escalation, and case handoffs.
AML
Acquirers in Eastern Europe: Onboarding Merchants Without Drowning in Risk
A clean registry extract and a plausible MCC code are the start of merchant risk review, not the end of it.
AML
EBA Guidelines on Outsourcing: What Compliance-as-a-Service Has to Prove
Outsourcing compliance work is allowed under EBA rules. Losing the ability to inspect and govern it is not.
AML
Multi-Currency Accounts for European Startups: Compliance Beyond the Headline
Adding USD or GBP to a EUR account isn't just an FX feature. It's a new corridor your bank partner will start watching.
AML
Card Issuing for Fintechs: KYC, KYB, and the Cardholder Lifecycle
A card is issued once. The compliance obligation behind it does not end there — it follows the cardholder for years.
AML
Open Banking Under PSD3: The New AML Obligations for AISPs and PISPs
Open banking firms can no longer treat AML as someone else's problem. If your AISP sees suspicious behavior or your PISP triggers payments, you need CDD, monitoring, and escalation paths.
Compliance
SEPA Instant Payments and Real-Time AML: A 2026 Reality Check
When a SEPA Instant payment settles in 10 seconds, AML controls that used to sit in review queues have to move before release. Here's what that control sequence needs to contain.
AML
EU Passporting for Payments: When Your Compliance Stack Has to Travel
A payment institution can passport into a new EU market in weeks and still fail in practice. The license travels. The disclosures and monitoring thresholds don't, unless you designed them to.