AML
EBA Guidelines on Outsourcing: What Compliance-as-a-Service Has to Prove
Outsourcing compliance work is allowed under EBA rules. Losing the ability to inspect and govern it is not.
AML
AML
Multi-Currency Accounts for European Startups: Compliance Beyond the Headline
Adding USD or GBP to a EUR account isn't just an FX feature. It's a new corridor your bank partner will start watching.
AML
Card Issuing for Fintechs: KYC, KYB, and the Cardholder Lifecycle
A card is issued once. The compliance obligation behind it does not end there — it follows the cardholder for years.
AML
Open Banking Under PSD3: The New AML Obligations for AISPs and PISPs
Open banking firms can no longer treat AML as someone else's problem. If your AISP sees suspicious behavior or your PISP triggers payments, you need CDD, monitoring, and escalation paths.
Compliance
SEPA Instant Payments and Real-Time AML: A 2026 Reality Check
When a SEPA Instant payment settles in 10 seconds, AML controls that used to sit in review queues have to move before release. Here's what that control sequence needs to contain.
AML
EU Passporting for Payments: When Your Compliance Stack Has to Travel
A payment institution can passport into a new EU market in weeks and still fail in practice. The license travels. The disclosures and monitoring thresholds don't, unless you designed them to.
AML
Why AML Automation Is Becoming a Competitive Advantage
Fintechs that treat AML as a manual process are paying twice — once in compliance costs, again in slower onboarding. Automation is closing that gap.
AML
Getting an EMI License in Lithuania in 2026: The Compliance Stack You Need on Day One
Lithuania can be a fast EMI licensing route — but only when the operating model is ready. The Bank of Lithuania isn't just reading the application. It's testing whether the controls actually work.
Compliance
PI vs. EMI: Which License Fits Your Startup — and What Compliance Each Demands
Many founders treat PI vs EMI as a speed question. It's a product question. The license that fits your MVP may not fit the product you're building twelve months from now — and that gap is expensive.
AML
Ongoing Monitoring for Alt-Investment Platforms: Beyond the Annual Review
Alt-investment platforms are no longer judged only on who they onboarded. In 2026, regulators want to know what changed after onboarding, how fast you noticed, and what you did next.
Compliance
Retail Investor KYC in Germany, France, Netherlands: Three Regulators, One UX
BaFin, AMF, and AFM share the same EU rulebook but not the same operating expectations. Here's how retail investment platforms keep one investor journey while staying compliant in all three markets.
AML
AML Compliance in Mauritania (2026): Obligations, Risks, and What the CTRF Expects
Mauritania's AML framework runs through the CTRF and BCM — but fishing, mining, and mobile money create sector-specific ML risks that generic compliance programs miss.