Compliance guidance for regulated financial businesses, covering KYC, KYB, AML, risk management, licensing and operational controls.
Compliance
Mauritania's KYC framework sits under BCM oversight with GIABA reporting lines — but digital infrastructure gaps mean onboarding friction tends to appear where you least expect it.
AML
Seychelles is not on the FATF grey list, but it has been under ESAAMLG's Enhanced Follow-up Process since 2018 — and its third mutual evaluation cycle starts in June 2025.
Compliance
Seychelles runs KYC under the AML/CFT Act 2020, not a standalone KYC law. Here's what that means for CDD, document verification, and onboarding high-risk customer categories in practice.
Compliance
One KYC flow can serve 10 EU markets — but only if it supports local overlays for suitability, disclosure, and source of funds. Here's where single-stack logic breaks.
KYC
Most KYB vendors were designed around German Handelsregister logic. That assumption fails in markets where registry data is sparse, UBO disclosure is informal, and document formats vary by city.
Compliance
A startup can run KYB without a compliance team — but someone still has to own the alerts. Here is what self-serve actually means operationally in 2026.
Compliance
One SME onboarding workflow trying to cover both sole traders and incorporated entities will over-collect for one path and under-check the other. Here's why.
KYB
Czech fintechs get into trouble not because the policy set is missing — but because the operating evidence doesn't match what the policy says
Compliance
The cheapest time to get compliance architecture right is before launch. Here's why "we'll fix it later" rarely works out that way.
crypto
Why a Polish EMI application has to prove a workable AML operating model, not just describe one, for foreign founders in 2026.
KYB
Adding a new corridor shouldn't mean adding a new vendor. Here's why fragmented compliance stacks break down as fintechs scale across markets.
KYB
At 800 applications a week, heroic operations break. What separates fintechs that hit 10K SMEs from those that drown is how early they separate clean cases from real risk.