AML
Source-of-Funds for Retail Investors: The Step Most Platforms Skip
Retail SoF is no longer optional. Here is how to build a risk-based workflow that triggers on the right signals, collects the right documents, and keeps the audit trail clean.
Latest
AML
Tokenized Assets Under MiCA: The Onboarding Stack You Actually Need
A token that starts as a MiCA crypto-asset can behave like a MiFID II financial instrument six months later. Here is what the onboarding stack needs to handle both.
KYC
Fractional Real Estate in the EU: KYC When the Investor Is Anywhere
Fractional real estate KYC breaks when the investor is Italian, the asset is German, and the payment comes from France. Here is how to build an onboarding stack that handles the combination.
AML
AML Compliance in Seychelles: A 2026 Guide for Fintechs and Regulated Businesses
Seychelles is not on the FATF grey list, but it has been under ESAAMLG's Enhanced Follow-up Process since 2018 — and its third mutual evaluation cycle starts in June 2025.
KYB Compliance in Seychelles: A 2026 Guide to Entity Verification, UBO, and IBC Structures
Seychelles KYB doesn't stop at registry verification. The IBC structure and nominee layers mean the UBO is often several steps removed — and the BO database isn't publicly accessible.
Compliance
KYC Compliance in Seychelles: A 2026 Guide for Fintechs and Regulated Businesses
Seychelles runs KYC under the AML/CFT Act 2020, not a standalone KYC law. Here's what that means for CDD, document verification, and onboarding high-risk customer categories in practice.
AML
MiFID II Suitability Checks: Where Onboarding Becomes a Compliance Event
When a retail investor claims moderate risk and immediately selects a high-risk position, the question isn't whether they filled out the form. It's whether the platform acted on the answer.
Compliance
Onboarding Retail Investors Across 10 EU Countries: One KYC Flow, Many Rules
One KYC flow can serve 10 EU markets — but only if it supports local overlays for suitability, disclosure, and source of funds. Here's where single-stack logic breaks.
KYC
Why One-Size-Fits-All KYB Fails in Africa and MENA
Most KYB vendors were designed around German Handelsregister logic. That assumption fails in markets where registry data is sparse, UBO disclosure is informal, and document formats vary by city.
Compliance
KYB in 2026 Without a Compliance Team: What "Self-Serve" Actually Means
A startup can run KYB without a compliance team — but someone still has to own the alerts. Here is what self-serve actually means operationally in 2026.
Compliance
From Sole Trader to GmbH: Why the Same Workflow Doesn't Cover Both
One SME onboarding workflow trying to cover both sole traders and incorporated entities will over-collect for one path and under-check the other. Here's why.
KYB
Czech Republic Fintech: Compliance Realities for ČNB-Licensed Startups
Czech fintechs get into trouble not because the policy set is missing — but because the operating evidence doesn't match what the policy says